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While the popularity of general-purpose reloadable prepaid cards is growing at a fast clip, banks need to weigh the pros and cons of offering them.
As a response to recent fee income restrictions, financial institutions need to hedge their bets with a three-pronged response.
As consumers fret about the future and seek safety for their funds, banks are actually seeing deposit balances increase even when they lower their interest rates.
In the wake of recent restrictions on overdraft fees, it’s time for banks to move to a fee income model based on services customers really care about.
PNC President Joe Guyaux explains how an innovative approach to Gen Y customers led to the creation of Virtual Wallet.
Expect a reduction in short-term deposit balances for most of 2010 as long as these deposits yield a net negative return when adjusted for inflation.