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New data visualization technology is enabling banks to capitalize on payments data that has historically been hidden away in databases and spreadsheets.
Moving to same-day ACH in the U.S. will cost banks on the front end but will lead to margin improvement over the long term.
As top technology-based businesses shift towards more open platform programming, can banks be far behind? The lure would be transforming their back-office operations.
Integrating new credit card systems into a payments hub provides a more agile and holistic payments processing capability.
U.S. Bank payments executive Mary Burchette says Secure Vault Payments will benefit the bank, merchants and consumers while making online commerce more secure.
The ACH network is poised to make major contributions to cross-border money transfers if formats can be standardized and fraud concerns ameliorated.