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Customer data provides a treasure trove of information that banks can utilize to design new products.
A cloud-hosted portal will enable banks to integrate both risk management and financial performance analysis.
‘Big Data’ is wonderful but rarely do banks apply it at the branch level, where it could really do some good.
With the information demands of the 21st century, changing bank core systems will be mandatory.
Community banks can make Big Data work for them if they carefully discern the relative value of different kinds of data and make sure culture and data work hand in hand.
Since so many of banking’s ‘pain points’ relate to information technology, is the industry at risk of becoming just another technology shop?